This page contains some of the questions we are most frequently asked. If you can not find the answer you are looking for then please Click Here for the Contacts Page OR enter your question and e-mail address in the boxes below and click SEND.

Your question will be sent to one of our customer service advisors who will reply with an answer to the e-mail address provided.

Q. Are there any 'extra' or 'hidden' costs associated with my loan application?
No. Our loans are free of additional costs and fees. You pay nothing more than the repayments outlined in your credit agreement.

Q. Will my application be confidential?
Yes. We deal with your application completely 'In House' , and NONE of yor details will be passed to any non associated Third parties. Details on how we process your information can be obtained from here

Q. Can I change the loan amount and/or period at a later date?
.Yes. Just Contact Us and we will send out the relevant forms immediately.

Q. Can I borrow more money in the future?
Yes. Providing you have kept up with your monthly payments and we are happy with your current circumstances.

Q. Is there a minimum or maximum amount I can borrow?
Yes. You may borrow a minimum of £3000 and a maximum of £100,000.

Q. Are there a restrictions on what I use my loan for?
No. You may use your loan for whatever purpose you like , a new car , or to pay off existing debts.

Q. Can I protect my payments against unforseen circumstances, such as sickness or redundancy?
Yes. For added peace of mind you can take advantage of our payment protection scheme , which insures your payments are made should you fall ill , or become redundant.

Q. Can I pay off the loan early?
Yes. You can pay off the loan early and receive rebates against future charges , as outlined in the Consumer Credit (Rebate On Early Settlement) Regulations 1983.

LOANS SECURED ON YOUR HOME
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. 12.8% APR Typical Variable